These terms govern your use of our website. Please read them before you rely on any information or contact Lumina Advisory Group Ltd.
01 / Terms of use
This is a business consultancy website terms notice for visitors who browse our pages, read our materials or send an enquiry.
Operator. This website is operated by Lumina Advisory Group Ltd, based at Headstone Lane, Harrow, London, HA5 5TL, United Kingdom.
Agreement. By accessing or using this website, you agree to these UK website terms and conditions. If you do not accept them, please stop using the site.
Scope. These terms apply to all visitors, whether you are reviewing our services, considering an enquiry or returning to read our content. Specific written terms may apply if you later become a client.
02 / Website standards
The points below cover acceptable use, ownership, enquiries, external links and the limits of website information.
You must use this website lawfully and in a way that does not harm the site, its availability or other people. Do not introduce malicious code, attempt unauthorised access, impersonate another person or use the site to support unlawful or harmful activity.
Unless stated otherwise, the text, visual material, layout, branding and other content on this website belong to Lumina Advisory Group Ltd or are used with permission. You may view the pages for personal or internal business reference. You must not copy, adapt, publish, sell or distribute our content without written permission.
Website content is provided for general information. It does not constitute financial, legal, tax or other professional advice, and it may not reflect your particular business position. Speak with Lumina Advisory Group Ltd directly before acting on information that could affect your business, finances or obligations.
Sending an enquiry does not create a client relationship, adviser relationship or obligation to provide services. We may ask for further details before responding. Any engagement will begin only when both parties agree suitable written terms.
Our pages may refer to external websites for context or convenience. Lumina Advisory Group Ltd does not control those sites and is not responsible for their content, security, availability or privacy practices. Visiting an external site is your decision and remains subject to its own terms.
To the maximum extent permitted by law, Lumina Advisory Group Ltd excludes liability for loss arising from your use of, or reliance on, this website or its content. Nothing in these terms excludes or limits liability that cannot legally be excluded or limited, including liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation.
We may update these terms when the website, our services or legal requirements change. The revised version will apply when it is published here. You should check this page before relying on the website.
These terms are governed by the law of England and Wales. The courts of England and Wales have exclusive jurisdiction over disputes connected with these terms or your use of this website.
03 / Questions?
Contact us if you need clarification about these UK website terms and conditions or the way an enquiry is handled. We will point you to the right information.